Your Trusted New York Auto Broker
At CK Auto Connect, we help you find and secure the right vehicle—new or used—through licensed dealerships across New York. We are a licensed auto broker, not a car dealer, and we work for you to get the best deal possible.
We’ll always be transparent about any fees, and all sales are completed directly through a licensed dealership. We don’t sell cars ourselves or provide warranty services—our job is to connect you to the right dealer and handle the details so you don’t have to.
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I. Terms and Conditions for CK Auto Connect LLC
(Credit Application & Website)
Effective Date: January 1, 2025
These Terms and Conditions (“Agreement”) govern your use of the credit application and the website of CK Auto Connect LLC (“we,” “our,” or “us”), an auto broker operating in New York. By accessing or using our website, submitting a credit application, or otherwise interacting with us online, you agree to be bound by these Terms and Conditions.
1. Acceptance of Terms
By accessing or using the CK Auto Connect LLC website or submitting a credit application, you agree to comply with and be bound by these Terms and Conditions. If you do not agree, please do not use the website or submit an application.
2. Eligibility
To submit a credit application through our website, you must:
Be at least 18 years of age.
Be a U.S. resident and have the legal capacity to enter into a binding agreement.
Provide accurate, complete, and truthful information in your credit application.
3. Website Usage
You agree to use our website only for lawful purposes and in accordance with these Terms. You may not:
Use the website in any way that could damage, disable, or impair the website’s functionality.
Use any automated system or software to extract data from the website for commercial purposes.
Engage in any activity that violates the rights of others, including intellectual property rights or privacy rights.
4. Credit Application Process
By submitting a credit application, you authorize CK Auto Connect LLC to:
Obtain your credit report from one or more credit bureaus (e.g., Experian, Equifax, TransUnion) to evaluate your creditworthiness.
Share your information with auto dealerships, lenders and financial institutions to facilitate your credit application.
Use your personal information for the purposes described in our Privacy Policy.
The submission of your credit application does not guarantee approval for financing or a specific loan offer.
5. Accuracy of Information
You agree that all information you provide in your credit application is accurate, current, and complete. Any false, misleading, or incomplete information may result in the rejection of your application or legal consequences.
6. Approval and Financing Terms
Approval for financing is subject to the terms and conditions of the specific lender or financial institution. If approved, the lender will provide the specific loan amount, interest rates, repayment schedule, and any applicable fees.
7. Intellectual Property
All content on the website, including text, images, logos, graphics, and software, is owned or licensed by CK Auto Connect LLC and is protected by intellectual property laws. You may not use, copy, modify, or distribute any of this content without express written permission from us.
8. Privacy and Data Protection
Your use of the website and submission of a credit application are subject to our Privacy Policy, which outlines how we collect, use, and protect your personal information. By submitting your application, you consent to the collection and processing of your data as described in the Privacy Policy.
9. Limitation of Liability
CK Auto Connect LLC is not liable for any indirect, incidental, or consequential damages arising from the use of the website or the credit application process. We make no warranties or representations regarding the availability or functionality of the website.
10. Indemnification
You agree to indemnify, defend, and hold harmless CK Auto Connect LLC, its affiliates, officers, employees, and agents from any claims, losses, damages, liabilities, and expenses (including attorney fees) arising out of your use of the website or submission of a credit application.
11. Governing Law
This Agreement shall be governed by the laws of the State of New York, without regard to its conflict of law principles. Any disputes arising from this Agreement shall be resolved in the state or federal courts located in New York.
12. Changes to Terms
We reserve the right to modify or update these Terms and Conditions at any time. Any changes will be posted on the website, and by continuing to use the site or submit an application, you agree to be bound by the updated terms.
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II. Privacy Policy for CK Auto Connect LLC
(Credit Application & Website)
Effective Date: January 1, 2025
CK Auto Connect LLC (“we,” “our,” or “us”) is committed to protecting your privacy. This Privacy Policy explains how we collect, use, and protect your personal information when you visit our website or submit a credit application.
1. Information We Collect
We collect two types of information:
Personal Information: Information that can identify you personally, including but not limited to your name, address, email, phone number, Social Security Number (SSN), date of birth, income, employment, and credit history.
Non-Personal Information: Information about your use of our website, such as IP address, browser type, device information, and usage data.
2. How We Use Your Information
We use the personal information we collect for the following purposes:
To process and evaluate your credit application.
To assess your eligibility for financing or credit offers.
To communicate with you regarding your application or account status.
To provide you with customer service and support.
To comply with legal and regulatory obligations, including those specific to New York State.
3. How We Share Your Information
We may share your personal information with:
Lenders and Financial Institutions for the purpose of evaluating your credit application and securing financing.
Credit Bureaus for obtaining and reporting credit information.
Auto Dealerships and Service Providers who assist in the operation of our website, processing applications, and other business functions.
Legal Authorities if required by law or to protect our legal rights.
We do not sell, rent, or trade your personal information to third parties for marketing purposes.
4. Data Security
We take reasonable security measures to protect your personal information from unauthorized access, use, or disclosure. These measures include encryption, secure servers, and access controls. However, no method of transmission or storage is completely secure, and we cannot guarantee absolute security.
5. Your Rights and Choices
Under New York State law and applicable federal law, you have the following rights:
Access: You may request access to the personal information we have collected about you.
Correction: You may request that we correct any inaccuracies in your information.
Deletion: You may request that we delete your personal information, subject to certain legal exceptions.
Opt-out: You may opt-out of marketing communications by following the unsubscribe instructions in our emails.
To exercise any of these rights, please contact us using the contact details provided below.
6. Cookies and Tracking Technologies
We use cookies and similar technologies to enhance your experience on our website, analyze site usage, and serve personalized content and advertisements. You can control cookie settings through your browser.
7. Data Retention
We will retain your personal information for as long as necessary to fulfill the purposes outlined in this Privacy Policy or as required by law. If you are not approved for financing, we may retain your information in accordance with applicable legal and regulatory requirements.
8. Changes to This Privacy Policy
We may update or modify this Privacy Policy at any time. Any changes will be posted on this page with an updated effective date. By continuing to use the website or submitting a credit application after any changes, you agree to the revised policy.
9. Contact Us
If you have any questions or concerns about this Privacy Policy or how we handle your personal information, please contact us at: CK Auto Connect LLC
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III. CK Auto Connect — New York Auto Broker Disclosure
🚗 Your Trusted New York Auto Broker
At CK Auto Connect, we help you find and secure the right vehicle—new or used—through licensed dealerships across New York.
💡 How We Work
We are a licensed automobile broker business, not a motor vehicle dealer.
All purchases and leases are completed through licensed dealerships.
We handle the search, negotiation, and paperwork so you don’t have to.
🤝 Our Promise
Transparent pricing – We clearly disclose any broker fees before you commit.
No surprises – You know exactly which dealership your vehicle comes from.
Dealer relationships – We work with multiple licensed dealers to find your best match.
Compliance Statement (as required by New York Law)
CK Auto Connect is a registered automobile broker business under Article 35-B of the New York General Business Law. We are not a motor vehicle dealer and do not own, sell, or lease vehicles directly. Our role is to assist consumers in locating, negotiating, and purchasing or leasing vehicles through licensed motor vehicle dealers, on a fee or commission basis.
What You Should Know
📄 Compensation Disclosure – We will disclose any broker fees, commissions, or other compensation—whether paid by you or by the dealership—before finalizing any agreement.
🔧 No Warranty Services – Warranties, repairs, and maintenance are provided by the selling dealership or manufacturer, not CK Auto Connect.
🛡 Consumer Rights – You are entitled to written disclosures of pricing estimates, delivery terms, and refund rights. Contract cancellation rights may apply as provided by law.
💳 Registration & Bonding – We maintain the required $100,000 surety bond filed with the New York Department of State.
📌 For more information on your rights as a consumer, visit the New York Department of State at https://dos.ny.gov.
Printable Disclosures: